Davos braces for an influx of digital disruptors

Taavet Hinrikus hopes to shake-up the money transfer market much as Skype disrupted the phone industry

Taavet Hinrikus is a disruptor. As the first employee of the internet phone service Skype, he helped spark a revolution in the way people communicate with each other. Now, Hinrikus is aiming to transform the way people move cash around the world through TransferWise, an online money transmission service.

The 34-year-old Estonian is plotting his latest revolution from the unglamorous location of Old Street in London, better known as the silicon roundabout hub where like-minded digital disruptors are based.