Game on: it’s never too early to teach children about money

Experts believe that how we handle finances is shaped by the age of seven - and board games and apps can help

The cost of a mortgage or rents, meeting monthly utility bills, shelling out for a new car - all headaches most people get to worry about from their 20s. But while some may struggle to pay their bills after a few too many nights out at the start of the month, others will have a tightly followed plan for their repayments.

So what is the difference between the savvy saver and the more knee-jerk spender?

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