What Kamala Harris' Credit Score Plan Would Mean for You
by Lisa Rowan on Two Cents, shared by Lisa Rowan to L from Lifehacker on (#4JZFM)

Credit scores are typically determined by use of loans and credit cards. But bills that nearly everyone pays each month, like utilities, only show up on your credit report if those bills wind up in collections. That structure leaves out a lot of people don't use credit products, either by choice or necessity.