Keep Your Stamps in the Box of Envelopes
by Joel Cunningham from Lifehacker on (#58W88)
Last I checked, I have very good credit, but that fact has little to do with fiscal responsibility and a lot to do with automatic online bill pay. Every time I wind up with a bill I can't set and forget-like the rent at my last apartment-I fail to pay it on time almost every month. And even when I do remember I need...