This holiday shopping season is going to be tough. Here are 4 ways to keep from overspending

As supply chain disruptions continue to impact businesses around the globe, consumers could have a tough time holiday shopping this year - whether due to a lack of inventory, higher prices or both. And given the nearly two years of constant stress and exhaustion around Covid-19, shoppers will be more vulnerable than ever to the marketing tactics retailers use to trick their brains into frantic spending and hoarding.