How to Buy a House With 'Just' $12,000 Down
by A.A. Newton from Lifehacker on (#5VC32)

Buying a house is a complicated, expensive process, especially for buyers who can't swing a traditional" 20% down payment. You're basically convincing a bank to lend you upwards of half a million dollars in many markets; if they don't believe they can trust you to pay back that much money (plus interest), it'll cost...