The Australian suburbs where more than half of properties will be uninsurable by 2030

We're now seeing that the system is not able to cope with climate change,' insurance analyst says

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When Kim Sly moved to a lower-lying area of Forbes four years ago, she was asked to pay $12,000 a year for flood insurance.

The bill was a shock. Her new home was built 1.2 metres above the ground to protect it from floods, a factor that did not seem to influence the insurance company's assessment.