Inverclyde named most affordable place to buy a home in Great Britain

Halifax measures price to income ratio to reveal most and least affordable areas to purchase property

Inverclyde in Scotland is the most affordable place to buy a home in Great Britain, while house prices in Westminster far outstrip workers' wages in central London, a study has found.

Falling house prices and strong wage growth have combined to make buying a home in more affordable over the past year, albeit constrained by rising interest rates, according to the UK's biggest mortgage lender.