Buy now, pay later loans will now affect US credit scores – what does that mean for consumers?

The change has some users of BNPL loans worried, but financial experts say the move could benefit borrowers

A new change to buy now, pay later loans means borrowers' credit scores may see a change, which has worried some users of the loans.

I have a feeling that I'm just not going to have as much access to spending power and zero or really low APR rates," said Nicole Nitta, a 31-year-old Las Vegas resident, who uses BNPL and shared that she already does not have great credit.