Gemini can now tap into Google Wallet to help manage your money

Google is giving Gemini another way to make itself useful by connecting the AI assistant to Google Wallet. The integration opens up possibilities for spending summaries and budgeting suggestions, making Gemini more like a personal financial assistant.

Starting today, users in the US on Android, iOS and the web can link Google Wallet to the Gemini app via Plaid, a third party service that connects bank and credit card accounts. The integration is done through Gemini's Connected Apps feature, which gives the assistant access to information from supported Google services.

Then, you can pull up @Google Wallet in Gemini to roast - or more respectfully, analyze - your purchase history. Gemini can then visualize cash flow, track asset allocation and help you build budgets based on actual spending rather than rough estimates.

Google has some real-world examples. You can ask Gemini to look at your spending last quarter and find a way to save $1,000 over the next three months. It can also identify recurring subscriptions, flag services that increased their prices, and use last year's holiday spending to suggest a more realistic budget for the next shopping season.

(Image credit: Google)Your financial data remains untouchable

Of course, there are some reasonable privacy questions about giving an AI access to your financial activity. According to Google, Gemini can view your information, but it can't transfer money, manage accounts, make investments or complete transactions. You can also control the connection and turn it on or off anytime you want.

The feature is part of Google's broader Personal Intelligence push, which already ties Gemini to services like Gmail, Google Photos, YouTube, and Search.

Getting started

To try it, open Gemini, go to Settings, tap Personal Intelligence>Connected Apps, and add Google Wallet. You can also prompt @Google Wallet to start with a tag.

The expansion makes Gemini more useful for people who want help keeping their finances organized, though giving an AI access to transaction history won't be for everyone. At least Google isn't handing over the keys to your bank account.

It's not hard to guess whether users will trust Gemini enough to incorporate it into their financial routine. But at least, for now, Google is keeping the assistant on the advisory side of the equation.