John Oliver versus credit-reporting and background checks

https://www.youtube.com/watch?v=aRrDsbUdY_k

1 in 20 credit reports contains grave errors that seriously harm the people whom the reporting bureaus are libeling; the credit reporting industry -- which controls access to rental accommodation, employment, and loans -- says this is proof that the system is working, because they're only ruining the lives of 10,000,000 people. (more")