The Car Loans That Never Die
by Ryan Felton on Jalopnik, shared by Virginia K. Smi from Lifehacker on (#3ZH8W)

Richard Parker locked down a job at a Ford plant in the Detroit area, and, like most residents of the region, needed a car to get to work. It was 1991, and at the time he had shaky credit, so it was plenty difficult finding a company willing to lend him money for the purchase. That changed with Credit Acceptance"