When to Opt Out of the Target-Date Funds in Your 401(k)
by Alicia Adamczyk on Two Cents, shared by Alicia Ada from Lifehacker on (#42YHJ)
Auto-enrollment has proven to be an effective way for employees to save for retirement, with 91 percent of those who are auto-enrolled in a defined contribution plan (like a 401(k)) remaining opted in to the program, according to a 2018 report from Fidelity.