Google launches Android Pay to take over where Google Wallet failed

Service will work as a mobile payment system for third-party developers, allowing users to pay for goods and services using an Android smartphone

Google has announced a rival mobile payment service to Samsung Pay and Apple Pay called Android Pay. The new service will allow users to pay contactlessly for goods and services using their Android smartphone. Each transaction will generate a single-use "token", which is sent to the receiving device to secure against fraud.

Android Pay will use near-field communication (NFC) initially, but will be able to take advantage of biometric devices such as fingerprint scanners at a later date. Credit card data will be stored locally so that payments can be conducted without a data connection on the smartphone.