Where to Put Your Money When Interest Rates Are Falling
by Kate Dore on Two Cents, shared by Kate Dore to Lif from Lifehacker on (#55Q2N)

If you've been watching your savings account, you may have noticed falling interest rates over the past year. Rates may be impacted by factors like the economy and rates among competing banks. The biggest influence on rates, though, is the Federal Reserve, aka the Fed.