vsftpd using ftps teams out reading remote directory

I meant "times out".

This will be used primarily to upload files to the vsftp server.

It connects properly, but just sits at "Reading remote directory..." then winscp gives the following error:
########
Timeout detected. (data connection)
COuld not retrieve directory listing
Error listing directory '/'.
########

I tried some of the things you see commented out in the file. The user name I have is "cluster", and the directory rights are set to r-w.

The user "cluster" is in the allowed list "chroot_list".

Not sure what else to do at this point.

Here's my vsftpd.conf:
dirmessage_enable=YES
#
# Activate logging of uploads/downloads.
xferlog_enable=YES
#
# Make sure PORT transfer connections originate from port 20 (ftp-data).
connect_from_port_20=YES
#
# If you want, you can arrange for uploaded anonymous files to be owned by
# a different user. Note! Using "root" for uploaded files is not
# recommended!
#chown_uploads=YES
#chown_username=whoever
#
# You may override where the log file goes if you like. The default is shown
# below.
#xferlog_file=/var/log/xferlog
#
# If you want, you can have your log file in standard ftpd xferlog format.
# Note that the default log file location is /var/log/xferlog in this case.
xferlog_std_format=YES
#
# You may change the default value for timing out an idle session.
#idle_session_timeout=600
#
# You may change the default value for timing out a data connection.
#data_connection_timeout=120
#
# It is recommended that you define on your system a unique user which the
# ftp server can use as a totally isolated and unprivileged user.
#nopriv_user=ftpsecure
#
# Enable this and the server will recognise asynchronous ABOR requests. Not
# recommended for security (the code is non-trivial). Not enabling it,
# however, may confuse older FTP clients.
#async_abor_enable=YES
#
# By default the server will pretend to allow ASCII mode but in fact ignore
# the request. Turn on the below options to have the server actually do ASCII
# mangling on files when in ASCII mode. The vsftpd.conf(5) man page explains
# the behaviour when these options are disabled.
# Beware that on some FTP servers, ASCII support allows a denial of service
# attack (DoS) via the command "SIZE /big/file" in ASCII mode. vsftpd
# predicted this attack and has always been safe, reporting the size of the
# raw file.
# ASCII mangling is a horrible feature of the protocol.
#ascii_upload_enable=YES
#ascii_download_enable=YES
#
# You may fully customise the login banner string:
#ftpd_banner=Welcome to blah FTP service.
#
# You may specify a file of disallowed anonymous e-mail addresses. Apparently
# useful for combatting certain DoS attacks.
#deny_email_enable=YES
# (default follows)
#banned_email_file=/etc/vsftpd/banned_emails
#
# You may specify an explicit list of local users to chroot() to their home
# directory. If chroot_local_user is YES, then this list becomes a list of
# users to NOT chroot().
# (Warning! chroot'ing can be very dangerous. If using chroot, make sure that
# the user does not have write access to the top level directory within the
# chroot)
#local_root=/home/vsftpuser
chroot_local_user=YES
allow_writeable_chroot=YES
#secure_chroot_dir=/var/run/vsftpd/empty
#chroot_list_enable=YES
# (default follows)
#chroot_list_file=/etc/vsftpd/chroot_list
#
# You may activate the "-R" option to the builtin ls. This is disabled by
# default to avoid remote users being able to cause excessive I/O on large
# sites. However, some broken FTP clients such as "ncftp" and "mirror" assume
# the presence of the "-R" option, so there is a strong case for enabling it.
#ls_recurse_enable=YES
#
# When "listen" directive is enabled, vsftpd runs in standalone mode and
# listens on IPv4 sockets. This directive cannot be used in conjunction
# with the listen_ipv6 directive.
listen=YES
#
# This directive enables listening on IPv6 sockets. By default, listening
# on the IPv6 "any" address (::) will accept connections from both IPv6
# and IPv4 clients. It is not necessary to listen on *both* IPv4 and IPv6
# sockets. If you want that (perhaps because you want to listen on specific
# addresses) then you must run two copies of vsftpd with two configuration
# files.
# Make sure, that one of the listen options is commented !!
listen_ipv6=NO
listen_port=990
pam_service_name=vsftpd
userlist_enable=YES
userlist_file=/etc/vsftpd/user_list
userlist_deny=NO
tcp_wrappers=YES
ssl_enable=YES
ssl_tlsv1=YES
ssl_sslv2=NO
rsa_cert_file=/etc/ssl/vsftpd/private/vsftpd-selfsigned.pem
rsa_private_key_file=/etc/ssl/vsftpd/private/vsftpd-selfsigned.pem
allow_anon_ssl=NO
force_local_data_ssl=YES
force_local_logins_ssl=YES
require_ssl_reuse=NO
ssl_ciphers=HIGH
pasv_min_port=40000
pasv_max_port=50000
debug_ssl=YES