Christmas shopping: check out the best ways to pay

There's a wide choice of options, from credit cards to buy now, pay later services such as Klarna

Buying festive gifts used to be so simple but the march of technology, Covid and other factors have shaken things up and led to a dizzying array of payment options.

Buy something on the fashion website Boohoo, for example, and you can choose from seven ways to check out: credit and debit cards, PayPal, Amazon Pay and four different buy now, pay later" companies.