‘I run out of money each month’: the Americans borrowing to cover daily expenses

Respondents tell us about personal levels of borrowing, with most saying they were now struggling to repay their debts

Robin, a 70-year-old retired arts teacher from California, survives on an annual income of $14,000 in social security payments.

I became disabled and retired about 20 years ago," she says. My life became unaffordable then, but I'm very good at budgeting so I was able to manage.