New ‘buy now, pay later’ rules to protect UK shoppers from 2026

Firms such as Klarna to be required to do affordability checks, but campaigners question delay in new rules

Shoppers who use buy now, pay later" loans are to get new safeguards against unaffordable borrowing and credit card-style protection for their purchases, under rules outlined by the UK government.

However, campaigners have questioned why the BNPL changes will not take effect until 2026, warning that consumers need to be wary" in the meantime.