The rise of digital money poses significant challenges for regulators

Bank of England is at crossroads over the use of crytocurrencies and establishing a financial framework for transactions

There are those among us who like the idea of swiping and tapping their way through life, armed with a lifetime of digital information as they enter buildings, book online appointments and take train rides to work.

Others are not so keen, fearing that big brother databases chock full of personal details will one day control their movements, if that is not happening already.