African countries turn to insurance to safeguard against climate change | Ngozi Okonjo-Iweala and Lars Thunell

An African Union agency designed to respond quickly and effectively to natural disasters is transferring the burden of climate risk from governments to markets

When world leaders gather for critical climate negotiations in Paris later this year, they must not overlook the major injustice that means Africa - responsible for only a tiny proportion of global greenhouse gas emissions (pdf) - will suffer disproportionately from rising temperatures.

The most vulnerable populations with the least capacity to cope will shoulder the burden.