Broken dreams, sodden homes and businesses – the flood victims feeling shortchanged by insurers
by Mark Townsend and Nigel Bunyan from on (#ZEB0)
While some feel they have been taken in by small print, others say no amount of money can make up for losses caused by flooding








They were still removing sodden drum kits and waterlogged guitar amps from York's Melrose Yard Studios yesterday. A week earlier, floodwaters from the nearby river Foss had inundated the popular music studios with ruinous effect and left the North Yorkshire business among those feeling shortchanged by its insurers. A hitherto unnoticed clause in Melrose Yard's insurance policy has left the firm ineligible for reimbursement, despite its owners calculating that it will need at least 20,000 to get the studio back up and running.
Related: Homeowners count the cost as floods force prices to plummet
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