EU referendum – when to buy your holiday money

It is not only a Brexit vote which would mean far fewer euros or dollars for your holiday currency

For some it is the sound of the first cuckoo. For others it is the chock of leather on willow. But for those who write about the economy the first sign of spring is when colleagues start asking for advice on when to buy their foreign currency for a holiday abroad.

This year, inevitably, the decision has been made more difficult by the EU referendum on 23 June. Is it better to buy euros or dollars now or wait to see which way the vote goes? Admit it, lots of you have been weighing up the risks in the past few weeks, haven't you?

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