Paul Moore obituary

HBOS whistleblower who had warned against its unsustainable lending and the sale of financial products such as PPI

In the years leading up to the economic crisis of 2007-08 few challenges were made to excessive and opportunistic financial activity and since then few individuals have been called to account for the damage it caused. Paul Moore, who has died aged 61 of colitis, set in train a rare whistleblowing reproach to bankers whose laxness led to incalculable harm and misery.

As head of group regulatory risk at HBOS, which came into being with the merger of Halifax and the Bank of Scotland in 2001, Moore had oversight responsibility for the bank's compliance with the Financial Services Authority regulations.