The start of the new year is a great time to get your finances in order, and a good budgeting app can help with that. Instead of laboring over a spreadsheet, you can try one of our favorite budgeting apps for less than usual. Monarch Money is running a sale that gives new users 50 percent off one year of the service, bringing the final cost down to just $50. Just use the code NEWYEAR2026 at checkout to get the discount. Monarch Money makes for a capable and detailed budgeting companion. You can use the service via apps for iOS, Android, iPadOS or the web, and Monarch also offers a Chrome extension that can sync your Amazon and Target transactions and automatically categorize them. Like other budgeting apps, Monarch Money lets you connect multiple financial accounts and track your money based on where you spend it over time. Monarch offers two different approaches to tracking budgeting (flexible and category budgeting) depending on what fits your life best, and the ability to add a budget widget on your phone so you can know how you're tracking that month. How budgeting apps turn your raw transactions into visuals you can understand at a glance is one of the big things that differentiates one app from another, and Monarch Money offers multiple graphs and charts to look at for things like spending, investments or categories of your choice based on how you've labelled your expenses. The app can also monitor the spending of you and your partner all in one place, to make it easier to plan together. The main drawbacks Engadget found in testing Monarch Money were the app's learning curve, and the differences in features (and bugginess) between Monarch's web and mobile versions. Still, for 50 percent off, the Monarch Money is well worth experimenting with if you're trying to save money in 2026, especially if you want to do it collaboratively with a partner. Follow @EngadgetDeals on X for the latest tech deals and buying advice.This article originally appeared on Engadget at https://www.engadget.com/deals/monarch-money-deal-new-users-get-one-year-of-access-for-only-50-204507285.html?src=rss

A good budgeting app can make it much easier to see where your money is actually going, and one of our top picks is 50 percent off right now. Monarch Money is running a deal for new users that cuts the price of its annual plan in half. With the code MONARCHVIP, you'll pay $50 for one year of access instead of the usual $100.We've recommended Monarch before for its deep customization options and robust financial planning tools. It supports unlimited account connections, investment tracking and shared budgets, making it a solid option if you want a detailed look at your finances or plan alongside a partner. It also features prominently in our roundup of the best budgeting apps, where it stood out for its depth and flexibility.Monarch Money is the kind of budgeting app that can feel a little overwhelming at first, especially when you're setting up categories, rules and recurring transactions. There's a bit of a learning curve, and some of the finer details are easier to manage on the web than in the mobile app. But once you're past that initial setup, it starts to make a lot more sense and becomes a powerful tool for keeping tabs on your finances.Where Monarch Money really shines is in the level of detail it offers. It's built for people who want a clear, structured view of their money, not just a running list of transactions. In the budgeting section, you can see budgets versus actual spending by category, along with forecasts by month or by year. Recurring expenses can also be defined using more than just merchant names, which helps keep things accurate with less manual cleanup.Beyond day-to-day budgeting, Monarch does a good job of showing the bigger picture. It includes visual reports and charts that make it easier to spot trends over time, plus tools for tracking net worth, investments and financial goals. Monarch can even factor in non-cash assets like your home or vehicle, pulling in estimates automatically so they appear alongside your accounts.All of that depth won't be for everyone, but if you're willing to spend a little time getting set up, Monarch Money offers a lot of control and insight. With the current deal bringing the price down to $50 for a full year, it's a solid opportunity to try one of our favorite budgeting apps at a discount of 50 percent off and see if it fits how you like to manage your money.This article originally appeared on Engadget at https://www.engadget.com/deals/new-users-can-get-one-year-of-access-to-monarch-money-for-50-percent-off-120000143.html?src=rss